Case studies
How businesses use secured and unsecured finance
Illustrative scenarios showing when each type of lending tends to fit best.
Secured loan against commercial premises
A growing trades business needed capital to buy out a departing partner, using its owned commercial unit as security to access a larger sum at a lower rate than unsecured finance would have allowed.
Illustrative example, not a completed transaction
Unsecured loan for working capital
A three-year-old services business needed short-term working capital ahead of a seasonal peak, without wanting to pledge any specific asset. An unsecured facility was arranged and drawn within days.
Illustrative example, not a completed transaction
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